Select Your Refund Preference

Once you receive your Owl Choice Card Debit MasterCard from Higher One (be on the lookout for the green envelope in your mail) you can select your refund preference. 

How to select a refund preference

Upon receiving your Owl Choice Card, you can select your refund preference in three simple steps:

1. Go to
2. Enter your card number to get started.
3. Select the refund option that is best for you.

Refund Choices

You have choices when it comes to refund delivery! Simply select the refund option that is best for you. Your refund options include:

Easy Refund deposit to the OneAccount, a no monthly fee checking account (refunds available the day SCSU releases them to Higher One).

Transfer to another account (ACH) (refunds available in 2-3 business days).

Receive a paper check (refunds available in 5-7 business days).

What happens if I don't select a refund preference

Without a refund preference, there will be a significant delay in the disbursement of your refund. Regardless of whether you anticipate receiving a refund, it is important to select a refund preference as soon as you receive your card. After all, you may have a refund waiting for you in the future.

What is an Easy Refund deposit to the OneAccount?

Easy Refund deposit to the OneAccount is the same day deposit of your money to
a no minimum balance, no monthly fee checking account, directly linked to your Owl Choice Card. With money in your OneAccount, you can make purchases wherever Debit MasterCard« is accepted and take advantage of MasterCard Zero Liability protection in the event your card is ever lost or stolen.

Simply put, this is one of the few bank accounts available that is focused on making college life easier with features like:

Online banking available 24 hours a day, 7 days a week.

Online Bill Pay and Mobile Alerts that make it easy to pay bills and track balances, deposits and purchases quickly.

EasyDepositSM check capture, allowing you to deposit checks with just a computer and a scanner.

"Cash In" with MoneyPak« , the fastest way to transfer cash into the OneAccount.

Have questions? Try EasyHelpSM FAQ database
Have questions about the Owl Choice Card or OneAccount? Simply visit for the information you need 24 hours a day, 7 days a week with EasyHelp FAQ database!