Owl Choice vs Hoot Loot Card

The Owl Choice Card Debit MasterCard is not the same as your SCSU Hoot Loot ID Card. The Owl Choice Card is associated with student account refunds. The Owl Choice Card has the ability to function as a DEBIT MasterCard and can be used at world-wide locations accepting MasterCard. The Hoot Loot card is your campus ID card and optional campus debit card (for use at participating merchants on and around campus). The Hoot Loot card is NOT a bank card.

Owl Choice Card / SCSU Hoot Loot ID Card


Owl Choice CardThe Owl Choice Card Debit MasterCard allows Southern students to activate their student account refund preference, for school or financial aid refunds. Students can elect to have their refund electronically transferred to any bank account of their choice, have a paper check mailed to their home or a same day deposit to the OneAccount, an FDIC Insured, no minimum balance checking account linked to your Owl Choice Card.

With money in your OneAccount, you can make purchases wherever Debit MasterCard« is accepted and take advantage of MasterCard Zero Liability protection in the event your card is ever lost or stolen.

Simply put, this is one of the few bank accounts available that is focused on making college life easier with features like:

Online banking available 24 hours a day, 7 days a week.

Online Bill Pay and Mobile Alerts that make it easy to pay bills and track balances, deposits and purchases quickly.

EasyDeposit check capture, allowing you to deposit checks with just a computer and a scanner.

"Cash In" with MoneyPak« , the fastest way to transfer cash into the OneAccount. 


SCSU Hoot Loot ID CardThe SCSU Hoot Loot ID Card is your primary university photo identification card, mandatory for all students. In addition, the Hoot Loot Card provides access to residence halls, meal plans, computer labs, and also functions as your library card. The card also contains your unique eight-digit identification number. 

Your Hoot Loot Card can also function as an optional campus pre-paid debit card. This allows you to make purchases at a variety of locations on and around Southern's campus. You don't have to worry about credit card interest or charges, the possibility of overdrawing the account or carrying cash around campus. There are no fees for the Hoot Loot account and account balances will decline with each purchase you make.

The Hoot Loot Card is NOT a bank card. Funds deposited onto the Hoot Loot account are not available for cash withdrawal and are only available for use at participating locations.

Click here to learn more about the SCSU Hoot Loot ID Card.